Deep Sector Expertise

We understand the unique challenges and regulatory requirements across the financial services landscape. Here's how we help in each sector.

Capital Markets

Navigate complex markets regulation with confidence

Capital markets regulation is among the most complex in financial services. From MiFID II to market abuse, transaction reporting to best execution, the requirements are extensive and constantly evolving. We help you navigate this landscape with practical, hands-on support.

Key Areas We Cover

MiFID II Compliance

Conduct of business rules, client categorisation, best execution, product governance, and inducements. We help you understand and implement MiFID II requirements that work for your business model.

Consumer Duty

Four outcomes framework, fair value assessments, and monitoring customer outcomes. Embed Consumer Duty into your capital markets activities and demonstrate good outcomes for retail clients.

Market Abuse Regulation

Insider dealing controls, market manipulation prevention, suspicious transaction reporting, and insider lists. Practical frameworks to manage market abuse risk.

Transaction Reporting

MiFID II transaction reporting, order record keeping, and clock synchronisation. We help you meet reporting obligations accurately and efficiently.

Best Execution

Execution policy development, monitoring frameworks, and annual reviews. Demonstrate you're achieving best execution for your clients.

Common Challenges

  • Keeping pace with regulatory change and interpretation
  • Balancing compliance requirements with business efficiency
  • Managing complex reporting obligations
  • Demonstrating best execution across multiple venues

How We Help

  • Translate complex regulations into practical guidance
  • Design monitoring frameworks that actually work
  • Support with transaction reporting implementation
  • Provide ongoing advice as rules evolve

Investment Management

Practical compliance for asset and fund managers

Whether you're managing AIFs, UCITS, or operating as a portfolio manager, the regulatory landscape is demanding. AIFMD, UCITS, CASS, and conduct requirements all require careful attention. We provide practical support that helps you meet obligations without unnecessary complexity.

Key Areas We Cover

AIFMD & UCITS

Fund authorisation, ongoing compliance, depositary oversight, and regulatory reporting. We guide you through fund regulation with practical, implementable advice.

Consumer Duty

Apply Consumer Duty principles to investment management activities. Fair value assessments for funds, monitoring investor outcomes, and ensuring products meet target market needs.

CASS (Client Assets)

Client money and custody rules, reconciliations, and CASS resolution packs. Protect client assets and meet FCA requirements with robust frameworks.

Portfolio Management

Discretionary management permissions, suitability assessments, and ongoing client reviews. Ensure your portfolio management activities meet conduct standards.

Depositary & Custody

Depositary oversight, custody arrangements, and safekeeping obligations. Navigate the complex relationship between fund managers and depositaries.

Common Challenges

  • Managing multiple regulatory regimes (AIFMD, UCITS, MiFID)
  • CASS compliance and client asset protection
  • Depositary oversight and relationship management
  • Demonstrating ongoing suitability and conduct

How We Help

  • Practical frameworks for AIFMD and UCITS compliance
  • CASS implementation and ongoing monitoring support
  • Suitability and conduct frameworks that work
  • Depositary relationship and oversight guidance

Payment Services

Navigate the evolving payments landscape

The payments sector is rapidly evolving, with new technologies, business models, and regulatory requirements emerging constantly. From PSRs to safeguarding, operational resilience to fraud prevention, we help you stay compliant while innovating.

Key Areas We Cover

Payment Services Regulations

PSRs compliance, strong customer authentication, payment initiation, and account information services. Navigate PSD2 requirements with confidence.

Consumer Duty

Deliver good outcomes for payment service users. Fair value assessments, clear communications, and monitoring customer outcomes in the payments context.

Safeguarding

Client funds protection, safeguarding accounts, and reconciliation requirements. Ensure client funds are properly protected and accounted for.

Operational Resilience

Impact tolerances, scenario testing, and recovery planning. Build resilience into your payment operations to meet FCA expectations.

Fraud & Financial Crime

Fraud prevention, transaction monitoring, and APP fraud controls. Protect your customers and meet your obligations to prevent financial crime.

Common Challenges

  • Keeping pace with rapid technological change
  • Managing safeguarding and client fund protection
  • Building operational resilience into payment systems
  • Balancing innovation with regulatory compliance

How We Help

  • PSRs compliance frameworks tailored to your model
  • Safeguarding implementation and monitoring
  • Operational resilience assessment and planning
  • Fraud prevention and financial crime controls

Digital Assets

Stay ahead in a rapidly developing sector

Digital assets and cryptoassets represent one of the most dynamic areas of financial services regulation. With the FCA's evolving approach to cryptoassets, DLT, and digital securities, staying compliant requires deep understanding and agile response. We help you navigate this emerging landscape.

Key Areas We Cover

Cryptoasset Regulation

FCA cryptoasset regime, financial promotions, and consumer protection. Understand what's regulated and how to comply with emerging requirements.

DLT & Tokenisation

Distributed ledger technology, tokenised securities, and digital asset custody. Navigate the regulatory treatment of new technologies and business models.

Financial Crime Controls

AML/CTF for cryptoassets, transaction monitoring, and sanctions screening. Build robust financial crime controls for digital asset activities.

Custody & Safeguarding

Digital asset custody arrangements, key management, and client asset protection. Ensure cryptoassets are properly safeguarded.

Common Challenges

  • Regulatory uncertainty and evolving requirements
  • Applying traditional frameworks to new technologies
  • Managing financial crime risks in digital assets
  • Custody and safeguarding of cryptoassets

How We Help

  • Navigate evolving cryptoasset regulation
  • Apply compliance frameworks to new business models
  • Design financial crime controls for digital assets
  • Implement custody and safeguarding arrangements

Ready to discuss your sector-specific needs?

We understand the unique challenges in your sector. Let's talk about how we can help you navigate them.